條路自己揀 移葡分析

去到咁既情況,我又要出個分析圖,等大家自己諗清楚到底應該點走:

  1. 行到50萬歐 條路既朋友,請行50萬歐條路,但記得分做2個單位,1自住1收租,至少你走難都有最基本既收入(我當你買你個25萬左右既apartment,大約市價租到1000歐mais ou menus)至少唔洗餓死。

  2. 35萬歐翻新物業 條路既朋友,你地要買35萬歐既物業要選高租值/最少呢5年佢可以俾到保障你既,然後你真係走難黎葡萄牙既時候可能要節衣縮食一啲(我當你完全冇其他收入,得呢層35萬歐既樓收租。你可能要住遠啲細啲,捱一段時間觀察下點)

  3. 35萬買基金 唔係唔得,但再同業界人士開過會,如果基金價格跌穿35萬歐,原來係要補差價既,呢個就係同樓最大既分別,所以正因為咁,基金既分紅就免稅(有辣有唔辣)。請自行考慮

  4. 如果都冇以上資金既,但香港有被動收入,又趕住走既,就要考慮D7。但D7以我所知太多不穩定性。佢要求好簡單,請明你有葡萄牙既最低工資(~650歐)一個月既被動收入就可以申請,每多一個附加申請人就加多半個最低工資。但,最重要一點,就係必需要去領事館interview一次。而且要坐「移民監」。冇人寫到包單黎緊環境葡萄牙下會點諗。同埋大家要知,你香港既被動收入,最終會唔會「被國安」?之後聯繫匯率會唔會有變動令你入不敷支?但要走難最後都要諗。(但個人唔建議)其實我諗左好耐到底寫唔寫,但太多人問,我亦有眼睇香港瘋狂到一個乜嘢地步(後生就係罪?)心情壞極,思緒不靈下寫既一篇逃生指南。

 

我看今時今日的GV  其實Golden visa有乜選擇

  • 50萬的買樓路:GV個遊戲規則其實都似。由最初大部份人都係用50萬歐果條路,因為最清晰,一定唔會錯

  • 35萬的翻新路:到搞左幾年後先開始陸續有35萬翻新既PROJECT細節同資料

  • 35萬的基金路:同樣地,以前唔少版友都問過我地透過買基金去申請GV。唔係我地唔想答,係真係完全冇資料響手。

🐽其實我好懷疑早幾年係咪根本冇基金公司有呢啲PRODUCT俾人買,因為問過好幾間銀行都石沈大海,問業內人仕都答我「冇聽過」。

🐽不過原來真係「多難興邦」。(唔怪得某國由大地震,蘑菇飯,秋型蟲,豬瘟到世紀肺炎都可以「最終或成最大贏家」囉)開始有銀行俾到相關資料我地,都叫開到眼界⋯

🐽ANYWAY,我地會繼續8下點捐錢去申請到個GV返黎先⋯⋯

點解9成人都係選擇同一兩樣嘢⁉️

  • 無他既,有幾多個會投資去科研/捐獻俾藝術?

  • 同埋老老實實,就算真係想咁做,都未必有門路俾你做到

 

一路行GV呢條路既呢幾年時間,對葡萄牙既認識,俾我感覺?

  • 第一印象係一個字:亂

  • 第二印象係四個字:議而不決

 

點解「亂」⁉️

  • 葡萄牙政府立法好多時係講左做就做,但細節全無

  • 結果響執行上好多時都唔清唔楚好亂咁

  • 律師朋友同我地分享過既例子有移民生子既法案,立左好幾年但個definition 都係唔清唔楚

 

點解「議而不決」⁉️

  • 用返2月通過既收緊GV地域就係一個好例子,又係講左先,範圍,有冇例外一律欠奉。(對我地黎講當然有辣有唔辣)

以下係葡萄牙移民局官方寫有關GV既申請條件參考:
i. Capital transfer with a value equal to or above 1 million Euros;
ii. The creation of, at least, 10 job positions;
iii. The purchase of real estate property with a value equal to or above 500 thousand Euros;
iv. The purchase of real estate property, with construction dating back more than 30 years or located in urban regeneration areas, for refurbishing, for a total value equal to or above 350 thousand Euros;
v. Capital transfer with a value equal to or above 350 thousand Euros for investing  in research activities conducted by public or private scientific research institutions involved in the national scientific or technologic system;
vi. Capital transfer with a value equal to or above 250 thousand Euros for investing  in artistic output or supporting the arts, for reconstruction or refurbishment of the national heritage, through the local and central authorities, public institutions, public corporate sector, public foundations, private foundations of public interest,  networked local authorities, local corporate sector organizations, local associations and public cultural associations, pursuing activities of artistic output, and reconstruction or maintenance of the national heritage;
vii. Capital transfer of the amount of 350 thousand Euros, or higher, for the acquisition of units of investment funds or venture capital fund of funds dedicated to the capitalisation of companies, capital injected under the Portuguese legislation, whose maturity, at the moment of the investment, is, at least, of five years and, at least, 60% of the investments is realized in commercial companies with head office in national territory; 
viii. Capital transfer of the amount of 350 thousand  Euros, or higher, for constitution of a commercial society with head office in the national territory, combined with the creation of five permanent working jobs, or for the reinforcement of the share capital of a commercial society with head office in national territory, already existing, with the creation or keeping of working jobs, with a minimum of five permanent jobs, and for a minimum period of three years.

移民局GV詳情:
https://www.sef.pt/en/pages/conteudo-detalhe.aspx?nID=21

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